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Low Documentation Loans

  • Rather than provide pay slips or tax returns, a borrower can simply state what their income is, a process called self-certification.
  • Low-doc loans are mainly for self-employed people with limited records of their income, however PAYG can also be considered

The Criteria To Be Eligible for a Low Doc Loan is:
  • ABN registered >2 years
  • GST registration
  • Self-certification of income - no other verification required
  • Required to have 20% deposit or equity
  • Other Qualification Criteria

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